IMPORTANT DISCLOSURE INFORMATION
Piermont Wealth Management, Inc. (“Company”) is an SEC registered investment adviser located in Melville, New York. A copy of the Company’s current written disclosure Brochure discussing our advisory services and fees continues to remain available upon request.
The Company may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. The Company’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of the Company’s web site on the Internet should not be construed by any consumer and/or prospective client as Company’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by the Company with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. A copy of the Company’s current written disclosure Brochure and Form CRS discussing the Company’s business operations, services, and fees is available on this web site and/or from Company upon written request. The Company does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the Company’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by the Company), will be profitable or equal any historical performance level(s).
Certain portions of the Company’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, the Company (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Company, or from any other investment professional. The Company is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.
Please Note: Limitations. Neither rankings nor recognitions by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any professional designation, certification, degree, or license, membership in any professional organization, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that the client will experience a certain level of results if the investment professional or the investment professional’s firm is engaged, or continues to be engaged, to provide investment advisory services. A fee was not paid by either the investment professional or the investment professional’s firm to receive the ranking. The ranking is based upon specific criteria and methodology (see ranking criteria/methodology). No ranking or recognition should be construed as an endorsement by any past or current client of the investment professional or the investment professional’s firm.
To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Company’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from the Company, or from any other investment professional.
Each client and prospective client agrees, as a condition precedent to his/her/its access to Company’s web site, to release and hold harmless the Company, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from the Company.
DISCLOSURE – EXTERNAL INTERNET ADDRESSES
At certain places on this Company's website, live 'links' to other Internet addresses may be accessed. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of the Company. The Company does not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring byCompany. Each client and prospective client agrees, as a condition precedent to his/her/its access to Company's website, to release and hold harmless Company, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions relating to any external Internet address which are independent of this Company's website.
DISCLOSURE – PALADIN REGISTRY
Source: Paladin Research and Registry ("Paladin"), all rights reserved. Paladin bases its designations based upon research conducted by analysts who review advisor responses to online questionnaires, including submissions from Piermont Wealth Management Inc. ("Piermont"). The questionnaire seeks to gather key facts including information about: degrees, experience, certifications, licensing, registrations, compliance record, fiduciary status, compensation, reporting, custodians, planning services, investment services, insurance services, tax services, and legal services (as applicable). Paladin implements a proprietary algorithm to rate the responses, such that only advisors who score in the 90th percentile or higher receive a "5 Star Quality Rating," which is the minimum requirement for being included in Paladin's registry. Paladin's analysts also cross-reference public data available from FINRA.org, SEC.gov, state securities commissioners, advisor websites, and Google.
Piermont pays a $175 monthly fee to Paladin for the license to: describe itself as a "Paladin Registry Five Star Advisor" or a "Paladin Registry 5 Star Rated Member," and for the limited use of the "Paladin Registry Five Star Advisor" icon. Piermont is unaware of any undisclosed facts that could potentially invalidate the appropriateness of the designation. By virtue of disclosing this designation, Piermont is only disclosing favorable ratings without disclosing any unfavorable ratings to the extent that the unfavorable ratings do not place Piermont below the 90th percentile as described above. By virtue of receiving the right to use the above-designations, Piermont is not stating or implying that it is top-rated in any specific category because Paladin does not rank investment advisors accordingly. Piermont is not aware of the percentage of other advisers that received the applicable ranking. The ranking may not be representative of any one client's experience because of the way in which it is calculated. The ranking is absolutely not indicative of Piermont's future performance, or any future performance pertaining to its clients' investments. This ranking or any other rankings and/or recognition by unaffiliated rating services and/or publications should not be construed as a guarantee that a client will experience a certain level of results or satisfaction if Piermont is engaged, nor should it be construed as a current or past endorsement by any of its clients. A copy of Piermont's current written disclosure statement discussing its advisory services and fees remains available upon request. Additional information about the "Paladin Registry Five Star Advisor" or "Paladin Registry 5 Star Rated Member" designations is available here.
DISCLOSURE – FEE ONLY ICON
FeeOnlyNetwork.com is in collaboration with the National Association of Personal Financial Advisors. FeeOnlyNetwork.com showcases advisors and promotes consumer awareness of the Fee-Only financial advisor model. Piermont Wealth Management Inc. uses this service by placing the fee only icon on the bottom of its website and maintaining a profile on feeonlynetwork.com. The fee for such service is $295 annually paid to the Financial Advice Network.
Important Disclosure Information: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Piermont Wealth Management Inc. (“Piermont”), or any non-investment related content, made reference to directly or indirectly in this commentary will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this commentary serves as the receipt of, or as a substitute for, personalized investment advice from Piermont. Please remember to contact Piermont, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. Piermont is neither a law firm, nor a certified public accounting firm, and no portion of the commentary content should be construed as legal or accounting advice. A copy of the Piermont’s current written disclosure Brochure discussing our advisory services and fees continues to remain available upon request or at www.piermontwealth.com.
Historical performance results for investment indices, benchmarks, and/or categories have been provided for general informational/comparison purposes only, and generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results. It should not be assumed that your Piermont account holdings correspond directly to any comparative indices or categories. Please Also Note: (1) performance results do not reflect the impact of taxes; (2) comparative benchmarks/indices may be more or less volatile than your Piermont accounts; and, (3) a description of each comparative benchmark/index is available upon request.
Please Note: Limitations: Neither rankings and/or recognition by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any designation or certification, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Piermont is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers (see link as to participation data, to the extent applicable). No ranking or recognition should be construed as a current or past endorsement of Piermont by any of its clients. ANY QUESTIONS: Piermont’s Chief Compliance Officer remains available to address any questions regarding rankings and/or recognitions, including providing the criteria used for any reflected ranking.
