Plan for Tomorrow by Taking Action Today Protect Your Retirement with Proper Planning

New York & Florida Retirement Planning 

Understanding Your Retirement Options

Many individuals are aware of the need to save for retirement but do not make it a priority until it is already too late. Don't make the mistake of postponing retirement saving. The sooner you start planning your financial future, the better off you and your family will be during those golden years.

At Piermont Wealth Management, our experienced retirement planning team in New York and Florida can help you plan for retirement, no matter what stage of life you're in currently. We are the qualified, unbiased retirement planning team you need.

Contact our retirement planner at (888) 910-1666 if you need financial planning services in New York and Florida. We have offices in Manhattan, New York City, Melville, and Boca Raton.

Contact Us Today

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.If you are decades from retirement, an early start to saving for retirement can make a big difference in your future financial situation. We can help you begin saving for the future by creating a forced savings plan that is proportionate to your cash flow.

If you are nearing retirement, but don't have significant savings in a 401(k), pension plan or individual retirement account, we can still be of assistance to you.

What is Portfolio Management?

Have you already retired? You may need to dial down your investment portfolio risk while carefully managing your retirement income and ensuring your portfolio keeps up with inflation. We will manage your investment portfolio to suit your risk tolerance so you can satisfy your financial objectives.

Our team can work with you to develop a plan that includes effective investment management and financial planning strategies. The goal of this plan is to ensure your financial security for the rest of your life

Why Choose Piermont Wealth Management for Your Retirement?

  • Independent, objective, fee-only services
  • Comprehensive financial, investment and retirement solutions
  • Fiduciary advice from our experienced team
  • Customized 5-step process to protect your long-term and short-term interests

What To Consider During Retirement Planning

  • Retirement Income: One of the most critical aspects of retirement planning is ensuring that you have a steady and reliable income stream in retirement. A professional retirement planner can help you estimate your retirement income from various sources, such as Social Security benefits, pensions, investments, and annuities. They can also help you develop a strategy for maximizing your retirement income, such as delaying Social Security benefits, optimizing your investment portfolio, and minimizing taxes on your retirement income.
  • Lifestyle and Expenses: Retirement planning should take into account your desired lifestyle and expenses in retirement. A professional retirement planner can help you identify your retirement goals, such as traveling, pursuing hobbies, or volunteering, and estimate the costs associated with these goals. They can also help you develop a retirement budget that aligns with your goals and helps you maintain a comfortable lifestyle throughout retirement.
  • Healthcare and Long-Term Care: Healthcare costs are a significant expense in retirement, and a professional retirement planner can help you estimate your healthcare costs and develop a strategy for managing these expenses. They can also help you assess your long-term care needs and develop a plan for financing long-term care, such as purchasing long-term care insurance or setting aside funds for potential care needs.
  • Legacy Planning: Legacy planning involves determining how you want to distribute your assets and estate after you pass away. A professional retirement planner can help you create an estate plan that aligns with your wishes and minimizes estate taxes. They can also help you identify strategies for transferring wealth to your heirs or donating to charitable causes that align with your values.

Overall, working with a professional retirement planner can help you develop a comprehensive retirement plan. By working with a retirement planner, you can feel confident that you have a plan in place that will help you achieve your retirement goals and maintain a comfortable lifestyle throughout your retirement years.

Contact Piermont Wealth Management for Retirement Planning Solutions Today

As a fiduciary retirement planning firm, we strive to act in your best interests at all times. Accordingly, we avoid the commission-based conflicts of interest typical in the financial advice industry. As our client, you can place your complete trust and confidence in our services because we are driven in our genuine desire to help you successfully plan for your future retirement needs.

​​​​Have more questions about our retirement planning services? Contact us today or call (888) 910-1666 for more information.

Additional Information

What You Can Expect

When You Work With Piermont Wealth Management
  • An Investment team with a total of more than 20 years of experience.
  • Unique guidance from an estate planning attorney turned Certified Financial Planner®.
  • Comprehensive financial planning services for any investment portfolio.
  • Independent fiduciary advice regulated by the federal government.