Ready to Retire Soon? Let Us Guide You to Financial Stability.

Planning for Upcoming Retirement

New York Financial Planning Focused on Your Future

If you are within 10 years of retirement, you are considered a "pre-retiree" and should have a financial plan that reflects how and when you can afford to retire. Anyone who tells you it is fine to wait is just providing you with poor advice. The sooner you start formulating your retirement plan, the better.

Piermont Wealth Management can provide the insight and advice you need to begin focusing on your economic future. Our experienced New York financial planning firm can provide the strategic answers required to effectively address your upcoming retirement concerns. Maintaining your financial stability is our top priority.

What is your number?

You've seen the commercials, you've read the articles. You need to figure out what you need to cover you through retirement. What is the amount of income-producing assets you must have saved so that you can afford to retire? The only way to figure out your number is by way of a comprehensive financial plan. A qualified financial advisory firm, such as Piermont Wealth Management, can assess your objectives and assist you in determining your "retirement number."

Our firm has developed an in-house process to assist you in identifying and reaching your desired retirement number:

  • Identifying your retirement objectives
  • Developing a financial plan tailored to your situation
  • Implementing and managing an investment portfolio specific to your goals

Formulating Your Retirement Plan

When tailoring your retirement plan, our experienced New York financial planning firm will look at your current cash flow needs and determine your net income. First, we will assess your cash inflow items such as social security, pensions, IRA retirement distributions, annuities, interest, and dividends. Next we will deduct your cash outflow items including medical, household, travel, food, taxes, and car expenses. We can then apply reasonable rates of return, inflation, and a list of appropriate assumptions in order to produce illustrations that map out your financial life.

Our skilled retirement planning firm can determine whether you will achieve your goal of properly funding your retirement. Our plans will indicate whether you need to work longer, reduce expenses, save more, or if you are sufficiently prepared for retirement. After we have created a financial plan tailored to your specific situation, we use it to properly implement a portfolio asset allocation. We can then effectively manage your portfolio in light of your risk tolerance and objectives.

Professional Counsel for Retirement Planning

At Piermont Wealth Management, we can provide a level of guidance not normally found in other financial planning firms. Our firm's founder is a Certified Financial Planner™ (CFP®), achieving one of the most highly regarded certifications for financial planners. In addition, he is an experienced estate planning and tax law attorney. His financial knowledge combined with his legal & tax acumen equips us with the keen insight you require to effectively plan for your retirement. Our strategic New York advisory team want to make sure you never outlive your assets and feel financially secure during your retirement years.

Contact us today to schedule a free consultation and begin focusing on your future!

What You Can Expect

When You Work With Piermont Wealth Management
  • A team of financial professionals with more than 25 years of experience.

  • Unique counsel and guidance from an attorney turned Certified Financial Planner®.

  • Comprehensive financial planning services for any investment portfolio.

  • Independent advice that adheres to all state laws and federal regulations.